The wealth gap between our younger and older Americans is at its widest on record. According to 2010 US census data, US households headed by a person age 65 years or older has a net worth on average 47 times greater than a household headed by someone under age 35. This gap has doubled since 2005. "Net worth" takes into consideration college and mortgage debts, as well as possession and savings accumulations. Part of the disparity is explained by the likelihood that older individuals would have had time to pay off debts while accumulating investments.

30 year fixed 3.750 percent (3.957 percent APR), 15 year fixed 3.000 percent (3.593 percent APR), 30 year High Balance 3.750 percent (4.032 percent APR), 30 year FHA 3.50 percent (4.621 percent APR), VA 3.50 percent (3.610 percent APR).